what alarms and immobilzer do you have

[tng21]

Ive been doing some insurance quotes online and they ask about immobilizers and alarms. I want to put both on mine but dont know what makes etc are good ones

what have you lot got?

[masterofinsanity]

a staffy and collie x alsation, what more do you want?

[tng21]

well i just wondered what kinda of alarms makes your insurance come down as i want mine as cheap as possible. Mine will be in a locked garage but immobilizer and alarm will help too. and will give me more peice of mind

[rene]

tbh id check what sort of discount your going to get from your insurance before you invest as 9/10 your going to be paying a toad load more for the alarm that the discount you get

[masterofinsanity]

as Rene said mate check with your insurance first as they may recommend a particular model b4 you get a discount.

[Caz]

when i first got my ZXR, i insured it with carol nash. They offered me a discounted rate on getting an alarm fitted, but it would only bring my premium down by about £10 a month as the bike was garaged.

so.... it would have taken me 30 years to pay for the alarm in insurance savings.... er... no thanks!
(£300 alarm, and a discount of £10 a year on my insurance)

IME insurance companies seem to give a big discount for garaging the bike, but no real significant discount for additional security.

the alarm made no difference to my gixer insurance - but at £175 fully comp with my partner as a named rider, Im not complaining

In answer to your question - CAT1 alarms/imobiliser will give the biggest discount, and a CAT2 will give the next biggest discount.
An alarm that is not CAT 1 or CAT2 approved is unlikely to give any discount. For example, my other half used to have a BMW R1200GS, he had the factory alarm fitted but because it was not CAT1 or CAT2 approved, he didnt get any discount on his insurance. You are looking at about £300 for a CAT 1 alarm to be installed, and if you have your bike garaged, the chances are the savings it makes on your insurance will never pay for the alarm.

On the flip side of that, certain insurance companies will not insure some bikes UNLESS you have an alarm fitted (my friend in london had to get an alarm fitted to his hayabusa to get insurance), and having alarm fitted can give you peace of mind.

[tng21]

thanks for the replys, but what i actually wanted was some make and models of alarms so i can do online insurance quotes to see if they bring down the premiums to see if its worth it.

I know cat 1 are the better ones and cat 2 etc etc but just gathering the make and models of your alarms and imobs etc to see what the difference is in quotes to justify buying one thats all

cheers

[masterofinsanity]

only thatcham immobiliser i've ever used is a toad and thats the make not a cencored word.

[Caz]

I know cat 1 are the better ones and cat 2 etc etc but just gathering the make and models of your alarms and imobs etc to see what the difference is in quotes to justify buying one thats all

cheers

I dont think that it makes any difference which make it is as long as its thatcham approved.

[tng21]

omg can someone just give me a name of a motorbike alarm please so i can see what quote i get. Just a name of a make, any make, any model, cat 1 or 2. I have no idea what brand alarms are made for bikes.

Can someone answer this or am i gonna get cat 1 or 2 as my answer,all im after is a brand name

[masterofinsanity]

toad or meta mate.

[tng21]

cheers bazza, any particular toad cat 1 you can think of?

[Caz]

brand names - meta 357T, datatool system 4

either of those should get you the discount

[masterofinsanity]

if you do an online quote then they should give you a massive list of alarms/security to choose from then just look around the net for prices.you can always save the quote and amend later.

[superman]

i got an acumen cat1 its a decent alarm.....
i know they dont bring the insurance down a great amount if the bike is garaged but its piece of mind when you park it somewhere etc.....