or try my tactic...
i've got one good bike at the moment, the other has a blown HG...
So I'm riding to work, about 20 miles from home, 100 miles to go, and little spare time. And suddenly I get a ticking from the engine, bit curious I keep on riding, suddenly ticking gets really loud. Oh crap, have a drop a piston ring, has something gotten into a cylinder, has part of a valve come off?!
but seeing as though fixing it will not be easy, it's still making power, and i've got breakdown, i thought sod it, i'll keep going, and i'll find out what it is depending on how it blows up!
and about 1 mile later........
....... there's a click, and the ticking stops! I think is was the cam chain getting a little loose, followed by the tensioner taking up slack. No problems since.
My advice, seeing as though fixing/diagnosing said rattle is gonna be tricky, is just ride it as usual and wait to see what breaks!
I do 700 miles a week in all weathers including snow, that's roughly 35,000 miles a year, and some weekend warrior biker has the nerve to get out of his Audi at work to tell me to I was riding far too fast in the wet (over taking at 50... fast eh?).